Last Updated: June 2026
Welcome to Finalect. These Terms & Conditions ("Terms") govern your access to and use of the Finalect platform, website, mobile application, products, and services.
By accessing or using Finalect, you agree to comply with and be bound by these Terms. If you do not agree with these Terms, please discontinue use of the platform.
Finalect is a Financial Organization System designed to help individuals, families, entrepreneurs, and investors organize, track, analyze, and manage various aspects of their financial lives through a unified digital platform.
Finalect provides financial organization, reporting, analytics, goal tracking, and financial insights. Finalect does not provide regulated investment advisory, stock broking, banking, lending, insurance underwriting, or legal services unless explicitly stated.
To use Finalect, you must:
Finalect reserves the right to suspend or terminate accounts that violate these requirements.
Users are responsible for:
Users remain fully responsible for all activities conducted through their accounts.
Finalect may allow users to manually enter or connect financial information, including:
Users are solely responsible for the accuracy and completeness of information entered into the platform.
Finalect provides tools, dashboards, analytics, calculations, reports, and informational insights.
Nothing on the platform should be considered:
Users should consult qualified professionals before making financial decisions.
We take data protection seriously.
Finalect implements reasonable security measures to safeguard user information.
While we strive to maintain the highest standards of security, no digital platform can guarantee absolute protection against all cyber threats.
Users acknowledge and accept this inherent risk.
For more information, please review our Privacy Policy.
All content, designs, trademarks, software, logos, branding, interfaces, graphics, and technology associated with Finalect remain the exclusive property of Finalect.
Users may not:
any portion of the platform without prior written permission.
Users agree not to:
Violation of these terms may result in account suspension or permanent termination.
Finalect strives to provide uninterrupted access to its services.
However, we do not guarantee:
Services may be temporarily unavailable due to maintenance, upgrades, technical issues, or circumstances beyond our control.
To the fullest extent permitted by law, Finalect shall not be liable for:
Users assume responsibility for decisions made based on information available through the platform.
Finalect may integrate with third-party providers, including:
Finalect is not responsible for the content, policies, availability, or actions of third-party services.
Finalect reserves the right to suspend, restrict, or terminate access if:
Termination does not remove obligations incurred before termination.
Finalect may update these Terms from time to time.
Updated versions will be published on the website and mobile application.
Continued use of the platform after updates constitutes acceptance of revised Terms.
These Terms shall be governed by and interpreted in accordance with the laws of India.
Any disputes arising from these Terms shall be subject to the jurisdiction of the courts located in Telangana, India.
For questions regarding these Terms & Conditions, please contact:
Finalect
Email: admin@finalect.com
Website: https://finalect.com
India
By using Finalect, you acknowledge that you have read, understood, and agreed to these Terms & Conditions.